I am going to open an E-banking account. Do you know which bank is better? The following points are needed to be considered:- - 外幣/黃金買賣(i.e. set price to buy & sell 外幣, then run automatically); - 港股買賣 (i.e. set price to buy & sell stock, then run automatically); - 定期存款; - 月費for the e-banking account (very important, lower is better); - Easy to use and handle; and - Security